Frequently Asked Questions

1. How does Payday Loan Debt Resolution work?

Debt Resolution works differently than Debt Consolidation. Debt Consolidation lumps all your debts into one payment, which is usually secured by some asset such as your home. However, it does not result in a reduction of what you owe to the Payday loan companies.

Payday Loan Debt Resolution is specific to the Payday Loan industry and may actually help you resolve your debts for 25-40% off of the amount you owe. Our RELIEF Debt Resolution Program also helps give you breathing room. We start by having one of our qualified counselors give you a free consultation to set up a program that will stop the excessive fees, the unwanted debits to your account, and the harassing phone calls. After you hire us, we design a plan that will give you 6-12 months to repay your loans which fits within your budget. We use our knowledge and skills to get the phone collectors off your back and notify them you are working on alternative arrangements.

After you have had time to put money aside we begin the resolution process to get your loans paid in full and close your accounts with the Payday Lenders.

2. When does Relief, LLC begin resolving my debt?

After you have completed the required paperwork designed for your particular program, our counselors go to work immediately to begin negotiation proceedings.

3. How will this affect my credit?

When you complete your program through RELIEF, LLC we work to help you remove any negative marks the payday loan companies may have reported to any agencies.

4. Why should I choose Relief, LLC?

Our knowledge, skills and consideration for you, our client, is unsurpassed in this field. Since opening our doors we have worked hard to become the #1 company specializing in Payday Loan Debt Resolution. We have helped thousands of clients relieve their Payday Loan burdens and save themselves hundreds of dollars.

5. How much will this cost?

Our fees are calculated according to the amount you owe, the length of your program, and your individual needs. We fully disclose all costs when you speak to a Relief Counselor before going forward with any program. We help you condense your repayment into one easy monthly payment that is most likely a fraction of the payments you now make.

6. How long does the program last?

Our typical program lasts anywhere from 6 to 12 months depending on your individual needs and how quickly you would like to resolve the debt.

7. Are there any guarantees?

While we cannot guarantee the specific amount of any loan settlements, We CAN guarantee that we will work to the best of our ability to advocate on your behalf. We stay in constant contact with you and work our hardest to get you the best possible settlements and breathing room from the pressure of these loans.

8. Can I cancel if I change my mind?

You can always cancel your program at any time. Your participation is 100% voluntary. However, you will still be responsible for the loans if you cancel the program as we will no longer have the legal right to help you in negotiations or with harassing phone calls.

9. How do I qualify and get started?

Simply fill out the questionaire form and our Relief Counselor will contact you ASAP. If you are in over your head with payday loan debt and overwhelmed by the pressure, RELIEF – The Debt Solutions Company will help you.


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* YOU MUST OWE AT LEAST $800 IN TOTAL TO QUALIFY *